Usage-based pricing. Pay for funded loans, not seats.
Annual contracts from $250K to $900K based on funded loan volume. Three tiers — Starter for credit unions and community lenders, Professional for mid-size mortgage banks, Enterprise for large IMBs and regional banks. No per-seat licensing. Volume discounts at scale.
Three tiers — Starter, Professional, Enterprise.
All tiers include full platform access. Differences are volume limits, support SLA, and advanced features.
Starter
For small lenders and credit unions
Custom Pricing
Based on your loan volume
- Full Confer LOS platform access
- 9 AI agents (document, income, underwriting)
- Up to 100 loans/month processed
- Standard support (48-hour response SLA)
- Encompass integration (180+ fields)
- TRID compliance timers
- HMDA auto-population (110+ LAR fields)
- Borrower application wizard (42 steps)
- Staff portals (7 roles)
- Email & SMS notifications
Professional
For mid-size mortgage lenders
Custom Pricing
Based on your loan volume
- Everything in Starter, plus:
- Up to 500 loans/month processed
- Priority support (24-hour response SLA)
- Advanced workflow customization
- Voice AI (Kylie) for borrower self-service
- Custom business rules engine configuration
- Dedicated onboarding specialist
- Quarterly product roadmap reviews
- MCP tool access for custom AI integrations
- Multi-branch support with org-level isolation
Enterprise
For large mortgage banks and institutions
Custom Pricing
Based on your loan volume
- Everything in Professional, plus:
- Unlimited loan volume (negotiated pricing)
- Dedicated customer success manager
- 4-hour critical issue response SLA
- White-label branding options
- Custom API integrations
- Single-tenant deployment available
- Advanced security controls (SSO, SAML, MFA)
- Custom SLA and uptime guarantees
- On-site training and implementation support
- Priority feature requests and roadmap input
Why Usage-Based Pricing?
Legacy per-seat licensing doesn't match how modern mortgage teams work. Usage-based does.
No Per-Seat Licensing
Traditional LOS platforms charge per user; meaning seasonal staff, part-time processors, and infrequent users still cost you full license fees. Confer's usage-based model eliminates this inefficiency. Add unlimited users. Pay only for actual loan volume processed.
Scales With Your Growth
Small lender today, regional player tomorrow? Confer pricing adjusts to your trajectory. Start in the Starter tier and migrate to Professional or Enterprise as volume increases. No contract renegotiation required; tier upgrades are automatic based on usage thresholds.
Transparent, Predictable Costs
Usage-based doesn't mean unpredictable. Confer provides monthly usage dashboards showing loan volume, AI agent invocations, and projected costs. You'll never be surprised by your bill. Volume thresholds and overage rates are disclosed upfront in your contract.
Pay for Value, Not Access
Legacy platforms charge for features you don't use and users who barely log in. Confer's model aligns cost with value delivered: loans processed, documents classified, income calculated, compliance checks run. The more value you get, the more you pay. The less you use, the less you spend.
Frequently Asked Questions
Get a tier scoped to your loan volume.
Tell us your monthly funded volume and we'll quote a tier within one business day. No procurement gauntlet — pricing is transparent and tier-mapped.